35+ Years Senior C Suite Banker and CEO
A highly experienced CEO and Board Director excelling in strategic thinking, corporate governance, and people leadership. A career spanning over 40 years in banking and finance culminating as CEO of Australia’s largest mutual bank, People First Bank, and includes senior executive positions in Australia’s leading banking and financial institutions such as Commonwealth Bank, St George and Bank of Melbourne/Westpac. Roles span across Retail, Business Banking, Corporate and Specialist Banking Services.
Summary of Areas of Expertise:
- Successful leader of change and a major driver of growth at both corporate and operational levels across all retail banking services.
- Leader of Corporate, Business Banking, Retail Banking, Payments and Systems across all delivery channels.
- Led major Mergers and Acquisitions including Due Diligence on several transactions
- Responsible for large digital transformations, change management programs, major brand changes and governance programs.
- Experienced Director and Board operator at both ASX listed, private, controlled entities, associations and community and not for profit entities
Evidence of Expertise:
Peter Lock has over 40 years experience in banking and finance and brings a unique set of skills gained over an extensive and significant executive career at the highest levels and delivered across numerous geographies. He has worked in both private and public sectors as well as being self-employed and has significant director experience in private enterprise, community, education, member-based organisations and government-controlled or affiliated entities. His experience covers significant and well-known investment decisions through Australian corporate history and consequently he has strong and professional networks within the sector. He possess strong Board governance and compliance skills, combined with excellent financial experience and commercial acumen. He is experienced in dealing with highly regulated industries and negotiating at the most senior levels, including managing complex remediation and regulatory interventions. Peter has extensive practical experience in mergers and acquisitions as well as managing major brand changes and transformation strategies, including digital transformation and major IT investment and implementation programs.
Employment History/Qualifications:
Peter led and grew Heritage Bank since 2015. He created the merger with People’s Choice CU creating Australia’s largest Mutual Bank in 2023 and was the inaugural CEO until his retirement in September 2024. Prior roles include senior positions with Westpac, St George, CBA after a career with NAB.
Peter holds an MBA, B.Bus and a Graddip in Applied Finance and is a Graduate Member of the AICD.
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